# How it works

## How it works

- [What is Kona Finance](https://kona-1.gitbook.io/how-it-works/what-is-kona-finance.md): Learn how Kona Finance will help you get access to a multi trillion dollar industry, traditionally controlled by incumbent banks.
- [Cross Border Credit](https://kona-1.gitbook.io/how-it-works/cross-border-credit.md): Merchants often sell in countries distinct from where their suppliers are
- [Hedging](https://kona-1.gitbook.io/how-it-works/hedging.md): Nakō: The first DeFi native hedge for FX
- [Centralization Bottlenecks](https://kona-1.gitbook.io/how-it-works/centralization-bottlenecks.md): Where Kona centralizes and suggestions for future solutions
- [Borrowing](https://kona-1.gitbook.io/how-it-works/borrowing.md): All you need to know about borrowing in Kona
- [Earn](https://kona-1.gitbook.io/how-it-works/earn.md): Investors can commit capital either directly or by depositing to the pool
- [Collateral](https://kona-1.gitbook.io/how-it-works/collateral.md): How collateral is locked off-chain and brought on-chain
- [How it works](https://kona-1.gitbook.io/how-it-works/developers/how-it-works.md)